Retro Housewife Survival Guide - Coupons

I am so glad it's Friday - Just wanted to post a few coupons - That's all folks!

RH

Daily Coupons:

1. Carole Wright Gifts coupon code: 15% Off $40 Order, Carol Wright Gifts, April Coupon Code CWSHOW
2. Dr. Leonard's Healthcare coupon code: 15% Off $40 Order, Dr. Leonard's, April Coupon Code DLSHOW Ends May 5th
   
3. Militaryclothing.com coupon code: (Lots of practical stuff even if you are not in or shopping for somebody in the armed forces.) STIMULUS PACKAGE 18% OFF Sale at MilitaryClothing.com. Click and use the coupon code: STIM4 at check out. April 1st - 14th
   

Retro Housewife Survival Guide - Credit Card Debt

Last summer I took a look at all of our credit card debt and nearly had a heart attack. Between us, my husband and I had nearly $60,000 of debt - much of it stemming from paying the IRS. Since I knew the economy was going to tank in a big way my top priority became getting out of debt.

Not only that, every last one of my husband's cards was charging him between 27 and 30% interest. (I actually thought such rates were illegal, but as it turns out, they are NOT.) So here is what I did. I lined up the bills by the interest rate percentage we were being charged, highest to lowest, picked the biggest offender (Discover card - you will pay to discover...) and then started throwing every spare penny I got my hands on at the bill.

When I had paid off the balance of that card, we closed the account and I started paying on the card with the second highest interest rate, and so forth. I am now on the 2nd to last card and can't wait to have those gone too. I found this method really helped me get a handle on the situation before it got out of of control. (Just to be clear, I made sure I paid the minimum balance on the other cards, but any extra funds went towards the high interest card.)

There is no magic to my method, all I am doing is paying off the most costly debt first. It also makes the situation seem less overwhelming if you focus on one piece at a time. Closing the account after it is all paid off is a great feeling - we're getting our freedom back.

Hope that helps,

RH

Daily Coupons:
Here're some coupon codes for the boys:

1. AutoAnything coupon code: Save $10 off $99* + Free Shipping w/coupon code SPRING2009 at AutoAnything *Restrictions apply! Valid 3/20 - 3/23.
   
   
2. AutoAnything coupon code: Save $30 off $399 + Free Shipping* w/code AASAVE30 at AutoAnything. Valid thru 3/31. *Restrictions apply.
   
   
3. MilitaryClothing.com coupon code: Coupon for 15% Off All Orders click and enter coupon code: STPAT at check out. March 13th - 20th
   
   
4. Shoemall coupon code: 20% off all sandals at ShoeMall.com using promo code: SANDALS plus FREE shipping! Exp. 3/17/09 - ok so the shoemall.com coupon code could conceivably be used to buy women's shoes but it's SHOES we're talking about!!!!!! Women MUST HAVE SHOES!
5. Here's another shoemall coupon code: Take an additional 15% off Sale items at ShoeMall.com Offer valid on internet orders of SALE ITEMS only. No credits given or adjustments made on previous purchases. This offer is not redeemable for cash. Enter shoemall.com coupon code 15MORE in your shopping bag, then click on "update bag" to apply discount. Excludes the following brands: Camper, Geox, Globe, Harley-Davidson, Merrell and Minnetonka. Promotion expires Sunday, March 29 at 11:59 p.m. CST.
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