Tuesday, March 02, 2010

I Want A Healthcare Bill - And I Still Support Obama

We have health insurance through my husbands employer. They pay for his insurance and he pays the premium to cover me and the two kids. This amounts to around $960 per month or $11, 520 per year.

It must be one of those Cadillac policies they talk about, right? I don't think so - if I compare it to the policy I had when I was 20, it seems to cover less. It also has a 10% pay-it-yourself clause. That doesn't seem like much until you consider what it means to have any kind of surgery or major illness treated. A coworker of my husband had surgery on his ankle which cost $200,000 - making his part of the bill $20,000. Those are the types of costs that we are trying to insure against! Not to mention the fact that $200,000 ankle surgery is much like the $600 toilet seats of the 1980s.

Here is my opinion - call it the GenX, white, female, housewife, home-based business and 2 dog owning, with kids vote. Get your bloody acts together, sit down and have educated, adult conversations, negotiate and get something done. I personally support a public option because I have seen it work. What we have now is failing miserably and I am not the least bit satisfied with our current coverage, the availability of medical treatment or just about anything to do with medicine in general.

You know what the problems are, both sides have valid concerns on the issues and those issues must be addressed - both sides must be heard. That means one side has to shut up and listen, and the other side has to open their stupid yaps and say something besides "Start Over". You had your chance to do something and did not and if there is one thing I hate, it is a bunch of idiots who sit around and do nothing when the ship hits an iceberg and then rant, rave and scream about the life boat effort.

I have my own problems and kids to look after, I need medical insurance that is actually medical insurance - not a get rich quick scheme for the health care industry, nor a convoluted social program. Do your jobs, you bunch of losers!

Now, concerning Obama. I read a lot. I read newsletters from the right, left and in between. I hear a lot of name calling, accusation slinging, stupidity etc as well as good information, important facts, etc. Here is what I can't seem to wrap my mind around. For all the horrid things being said about Obama and his socialist tendencies, when the guy opens his mouth to speak, a lot of sense and reason comes out. I can not seem to reconcile the accusations made against the man, with what the man actually says.

He is trying to address a problem that drastically needs to be addressed. If you don't like what he is saying, become part of the conversation. But make no mistake, no solution is not a solution and will not be a victory for republicans. At least not with the GenX, white, female, housewife, home-based business and 2 dog owning, with kids vote.

RH

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Thursday, June 25, 2009

Why We Need Universal Healthcare

Since I have lived in Germany for a number of years, I thought maybe I should offer up a few thoughts about the pros and cons of both systems.

First off, let me say that I think that many of the conservatives, who I agree with in many other areas, are completely off the mark when it comes to healthcare. If there is anything worth saving about our current system, I wouldn't know what it is.

We have health insurance through my husband's company. He is an executive so I am going to take a leap and make the assumption that our insurance is above average for the private sector. (It most likely doesn't compare to what government employees have, but that is another story.)

  1. Our health insurance never seems to cover much of anything - unless you follow the strict guidelines about which doctor you can see, get approvals for this, that. or the other. So, when people complain about losing the ability to "choose" their doctor and their treatment options, they either need to clearly specify which insurance company they have so we can sign up too, or just keep their mouths shut.

  2. I watched an aunt of mine die of cancer while battling the insurance company to get various treatments and procedures approved. I really don't see the difference between having a bureaucrat make decisions about what treatments to authorize and some schmuck who works for Blue Cross and may or may not get a bonus based on how much money they were able to save by refusing to cover treatment. Do you?

  3. My aunt, btw lived in Carmel and also had "pretty good insurance" or so they thought. What I am trying to say here is that even if you are well off, it is by no means certain that you will get the treatment you need. It just so happens that when a person is seriously ill, they are least able to summon the energy and persistence required to stay on top of the insurance companies. Guess what? Insurance companies know this.

  4. I have lived in Germany for a total of 5 years. One year as a college student - and I enrolled directly at the University so my experience was the same as that of the German kids. I was a bit of a hypochondriac in those days, so I actually saw quite a few doctors and also had occasion to land in the hospital.

  5. See one day I was over at my boyfriend's house watching a soccer game when I found myself doubled up in pain which was coming from my abdomen. It hurt like the dickens. 15 minutes later I am being carried out on a strecher by some really cute German paramedics and taken to the hospital. I get poked and prodded and ultrasounded and they figure out what is wrong with me (ovarian cyst - not that serious - but gosh darn painful), stick an IV in my arm and put me to bed.

  6. The room had no television. I can offer that up as a criticism.

  7. The one thing I did find odd is that they didn't seem to want to let me out of that hospital. Once I felt better, I wanted to split like a banana but they kept telling me I needed to stay and be observed.

  8. On the third day, I snuck out when nobody was looking.

  9. On the fourth day, I felt bad about sneaking out when nobody was looking so I went back to wrap things up properly and talk to my doctor. She wasn't even mad at me and even gave me a prescription for the pill, which apparently will take care of an ovarian cyst in no time flat.

  10. Then, like a month later, I got the bill in the mail. It was for DM 15. Which at the time was about $5.00. I paid it.
I have more stories which I will try to tell, but I really must say that I do not recognize the horror scenario that some conservatives are describing. The other 4 years I had two small children, and you all know how that is with doctor visits - just the planned ones alone will have you there almost monthly - especially with two kids.

I would take the German system over the mess here in a heartbeat. And guess what - German doctors make plenty of money - and their practices are usually very modern and stylish. Overall, it is a very good healthcare system.

There may be countries which have screwed up their healthcare systems, but I can't speak to those. I do know that done right, the only complaint we Americans will have is:

Why the hell did we wait so long?

RH

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Friday, June 05, 2009

Why Obama's Healthcare Plan Has Already Failed



Some Related Links On the Topic
  1. NCLR CALLS FOR HEALTH REFORM THAT INCLUDES ALL WORKERS AND FAMILIES - I wonder what would happen in Mexico if Americans living there called on the Mexican government for things they would like...


July 27th, 2009: When you realize that you are paying for the health insurance of up to 20 million illegal aliens via your tax dollars, these are the people who are responsible for it.

During consideration of the health care reform bill (H.R. 3200), the House Ways & Means Committee rejected an amendment that would have helped ensure illegal aliens would not receive taxpayer-funded health care benefits. Source:


You may not have a problem with paying for health care for illegal immigrants, If so, kindly leave your name and email address so that I can send you a bill for my family's tax burden being used for this purpose. Thank you in advance.

Voted against safeguards to prevent illegal aliens from receiving US taxpayer funded health care:

  1. Charlie Rangel (D-New York) 202-225-4365

  2. Xavier Becerra (D-California) 202-225-6235

  3. Shelley Berkley (D-Nevada) 202-225-5965

  4. Earl Blumenauer (D-Oregon) 202-225-4811

  5. Joseph Crowley (D-New York) 202-225-3965

  6. Artur Davis (D-Alabama) 202-225-2665

  7. Danny Davis (D-Illinois) 202-225-5006

  8. Lloyd Doggett (D-Texas) 202-225-4865

  9. Bob Etheridge (D-North Carolina) 202-225-4531

  10. Brian Higgins (D-New York) 202-225-3306

  11. Ron Kind (D-Wisconsin) 202-225-5506

  12. John Larson (D-Connecticut) 202-225-2265

  13. Sander Levin (D-Michigan) 202-225-4961

  14. John Lewis (D-Georgia) 202-225-3801

  15. Jim McDermott (D-Washington) 202-225-3106

  16. Kendrick Meek (D-Florida) 202-225-4506

  17. Richard Neal (D-Massachusetts) 202-225-5601

  18. Bill Pascrell (D-New Jersey) 202-225-5751

  19. Earl Pomeroy (D-North Dakota) 202-225-2611

  20. Linda Sanchez (D-California) 202-225-6676

  21. Allyson Schwartz (D-Pennsylvania) 202-225-6111

  22. Pete Stark (D-California) 202-225-5065

  23. John Tanner (D-Tennessee) 202-225-4714

  24. Mike Thompson (D-California) 202-225-3311

  25. Chris Van Hollen (D-Maryland) 202-225-5341

  26. John Yarmuth (D-Kentucky) 202-225-5401

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